Insurance Carriers

New Jersey	New York	Pennsylvania
Aetna	Aetna	Aetna
AIG	AIG	AIG
Amerihealth	Easy Choice	Capital Blue Cross
Cigna	Cigna	Cigna
Guardian	Empire Blue Cross	Guardian
Hartford Life	First Rehab	Hartford Life
Horizon Blue Cross Blue Shield	Guardian	Healthnet
Met Life	Hartford Life	Health America
Lincoln	Met Life	Highmark Blue Shield
Mutual of Omaha	Lincoln	Independence Blue Cross
Oxford	Mutual of Omaha	Lincoln
Prudential	Oxford	Met Life
Qualcare	Prudential	Mutual of Omaha
Reliance	Reliance	Reliance
Sun Life	Sun Life	Sun Life
The Standard	The Standard	The Standard
United Concordia	United Concordia	United Concordia
UNUM	United Healthcare	UNUM
United Healthcare	UNUM

Kaminer Financial Group, Ltd.